TERMS & CONDITIONS

Effective Date: September 2026

These Terms & Conditions apply to purchases made from Jessica Marie Holdings Pty Ltd, including Woman Mastery HQ, Private Mentorship, coaching, courses, programs, masterminds, masterclasses, digital products and other services.

By completing a purchase, selecting a payment plan, ticking the acceptance box at checkout, or otherwise enrolling in a service, you acknowledge that you have read, understood and agreed to these Terms & Conditions.

Nothing in these Terms & Conditions is intended to exclude, restrict or modify any consumer guarantee, right or remedy that cannot lawfully be excluded under the Australian Consumer Law.

1. No Guaranteed Results

Jessica Marie Holdings Pty Ltd does not guarantee any specific financial, business, personal or other outcome from participating in any course, program, membership, mastermind, masterclass, coaching container or service.

All information, teachings, strategies, resources and tools are provided for educational and developmental purposes.

Your results depend on factors including your individual circumstances, decisions, effort, commitment and implementation.

2. Payment Policy & Refunds

Unless otherwise expressly stated at the time of purchase, all purchases are final and change-of-mind refunds, credits or cancellations are not provided.

This includes requests arising from lack of participation, failure to use the service, change of circumstances, scheduling conflicts, perceived results or a decision to discontinue participation.

This policy does not exclude any refund, remedy or other right you may have under Australian Consumer Law.

Payment Plans

If you select a payment plan or membership with recurring instalments, you agree to complete all payments falling due under your selected minimum commitment period.

Your payment obligation remains regardless of:

how frequently you participate;
whether you access the materials or community;
whether you attend coaching calls;
whether you implement the material;
whether you achieve your desired results; or
whether you decide to stop participating before your minimum term ends.

A request to cancel, pause, withdraw or discontinue participation does not remove amounts already due or your obligation to complete the payments required during your minimum contracted term.

Failure to make a payment does not constitute cancellation of your agreement.

Failed & Overdue Payments

If a scheduled payment is missed, declined or otherwise unsuccessful:

a $35 late payment fee may be applied each time a scheduled payment fails, to the extent permitted by law;
access to the applicable membership, program, coaching or services may be suspended until the account is brought up to date; and
continued non-payment may result in the account being classified as in default.

If an account remains unpaid for more than 30 days, Jessica Marie Holdings Pty Ltd may refer the outstanding balance to a third-party debt collection agency.

To the extent permitted by law and where reasonably incurred as a result of recovering the outstanding debt, you may also be responsible for applicable debt recovery costs, legal costs and administrative expenses.

Jessica Marie Holdings Pty Ltd reserves the right to pursue any lawful remedies available to recover outstanding amounts.

3. Currency & Tax Information

Jessica Marie Holdings Pty Ltd may accept payments in Australian Dollars (AUD) and United States Dollars (USD).

The applicable currency will be displayed at the time of purchase.

For Australian customers, prices will include or have GST applied where required by law.

You are responsible for any foreign exchange fees, international transaction fees or other charges imposed independently by your bank or payment provider.

4. Intellectual Property & Usage Rights

All materials provided through Jessica Marie Holdings Pty Ltd, including its brands, programs and services, are protected intellectual property and remain the property of Jessica Marie Holdings Pty Ltd, unless otherwise stated.

This includes, but is not limited to:

frameworks;
templates;
tools and calculators;
worksheets and workbooks;
videos and recordings;
training materials;
written content;
coaching resources;
portal content;
presentations;
processes and methodologies; and
downloadable resources.

Your purchase grants you a limited, non-exclusive right to use the materials for your own personal and business development.

You may not reproduce, copy, distribute, share, publish, resell, sublicense, licence, teach, commercially exploit, modify for commercial use or create derivative works from any material without prior written permission from Jessica Marie Holdings Pty Ltd.

Unauthorised use or distribution may result in termination of access and further action where permitted by law.

5. Woman Mastery HQ Membership

Minimum Commitment

Woman Mastery HQ is offered with different minimum commitment periods.

Depending on the option selected at checkout, your minimum commitment may be:

3 months
6 months
12 months

The specific minimum commitment, price and payment arrangement applicable to you are those displayed and accepted at the time of purchase.

By enrolling, you agree to complete the entire minimum commitment period selected at checkout.

The minimum commitment is a contractual commitment and cannot ordinarily be shortened, paused or cancelled early because of non-use, change of mind, personal circumstances or a decision to stop participating, subject always to any rights you may have under applicable law.

A request to leave Woman Mastery HQ before the end of your minimum commitment does not release you from payments due for the remainder of that minimum term.

Monthly Payment Options

Where you select monthly payments, your payments will be processed according to the billing schedule presented at checkout for the duration of your minimum commitment.

For example, if you select:

a 3-month commitment, you are responsible for the payments required during those 3 months;
a 6-month commitment, you are responsible for the payments required during those 6 months; or
a 12-month commitment, you are responsible for the payments required during those 12 months.

Stopping participation or failing to use your membership does not stop your contractual payment obligations.

Pay in Full Options

Where you select a Pay in Full option, your payment provides access for the minimum membership term specified at checkout.

Paying in full does not mean the membership automatically terminates at the end of that minimum term.

The continuation and cancellation provisions below apply to both monthly and Pay in Full members.

Membership Continuation After Your Minimum Term

Completing your 3-, 6- or 12-month minimum commitment does not automatically cancel or terminate your Woman Mastery HQ membership.

Unless valid cancellation notice has been provided in accordance with these Terms, your membership will automatically continue on a month-to-month basis after your minimum commitment ends.

Your ongoing month-to-month membership will be charged at the applicable ongoing membership rate communicated or displayed for your membership, subject to any notice requirements applying to price changes.

This applies to members who originally joined using either:

monthly payments; or
a Pay in Full option.

Your membership will continue until valid written cancellation notice is provided and the applicable notice period has expired.

Cancellation After Your Minimum Term

Once your minimum commitment has been completed, you may cancel your membership by providing at least 30 days’ written notice.

Cancellation requests must be emailed to:

admin@womanmasteryhq.com

Messages sent through:

social media;
Instagram or Facebook DMs;
Kajabi messages;
community posts;
text messages;
coaching calls; or
verbal conversations

will not constitute valid written cancellation notice.

Your membership remains active and membership fees continue to apply during the 30-day notice period.

Your final payment will depend on where your next billing date falls within that notice period.

What Does Not Constitute Cancellation

The following do not cancel your Woman Mastery HQ membership:

completing your initial minimum term;
stopping participation;
no longer logging into the membership;
not attending calls;
not using your Personal Portal;
leaving or muting the community;
removing your payment method;
a declined or failed payment; or
verbally telling Jessica or another team member that you may not continue.

Valid cancellation requires the written notice described above.

Outstanding Payments After Your Minimum Term

If your minimum commitment has ended but you have not provided valid cancellation notice, your membership continues month-to-month and the applicable membership fees remain payable.

If, due to a failed payment, payment processing issue, administrative oversight or another circumstance, a payment that became due during an active membership period is not successfully collected, the failure to collect that payment does not by itself terminate the membership or waive an otherwise valid amount owing.

Jessica Marie Holdings Pty Ltd reserves the right to seek payment of outstanding membership fees in accordance with these Terms and applicable law.

6. Private Mentorship

Private Mentorship is subject to the minimum commitment period displayed and agreed to at checkout.

Depending on the mentorship offer purchased, the applicable term may vary. The specific commitment period and payment schedule presented at the time of purchase form part of your agreement.

You agree to complete all payments due during your agreed minimum commitment period.

Unless expressly agreed in writing, early cancellation, pausing or transferring Private Mentorship is not permitted during the minimum commitment period, subject to any rights available under applicable law.

If your particular Private Mentorship agreement provides for ongoing month-to-month continuation after the minimum term, you must provide at least 30 days’ written notice to:

jessica@jessicapinili.com

to discontinue the ongoing service.

Cancellation requests submitted through personal messages, Kajabi, social media, text messages or during coaching calls will not constitute valid written notice.

Where your Private Mentorship is structured to continue month-to-month, it will continue and applicable fees will remain payable until valid cancellation notice has been received and the applicable notice period expires.

Payments made toward Private Mentorship are non-refundable for change of mind, non-participation or early withdrawal, subject to any rights or remedies available under Australian Consumer Law.

7. The Next 60 Checklist

7.1 Program Overview

The Next 60 Checklist (“The Next 60” or “the Program”) is a self-guided, 60-day business and revenue planning program operated by Jessica Marie Holdings Pty Ltd.

The Program is designed to help participants work towards their chosen revenue milestone through 16 structured actions across four phases: Plan, Execute, Sell and Optimise.

The Program includes:

An interactive 60-day dashboard with 16 actions, workspaces, milestone and KPI tracking, the CEO Scorecard and built-in business tools.
Access to a private accountability community inside Kajabi.
Weekly accountability check-ins and progress tracking.
The Business Health Checker (PDF).
The Grounding Visualisation (audio).

The Next 60 may be purchased as a standalone program or included as part of a promotional Woman Mastery HQ (“WMHQ”) membership offer.

The specific inclusions, pricing, access arrangements and guarantees applicable to each purchase are those stated in the offer terms accepted at checkout.

7.2 Program Access and Duration

For standard evergreen purchases, participants select their own start date through the dashboard. Their 60-day challenge begins on that date.

Promotional offers and live challenges may have fixed start and end dates, as stated in the applicable offer terms.

Participants retain access to the dashboard after their initial 60-day challenge and may reset it for future revenue milestones, for as long as the Program remains available.

The private accountability community remains open after the initial 60-day challenge, allowing participants to continue sharing progress, completing check-ins and celebrating milestones.

Ongoing access does not include personalised coaching, business feedback or audits.

Jessica Marie Holdings Pty Ltd may reasonably change, migrate or discontinue the Program or community, subject to the applicable offer terms, reasonable notice and Australian Consumer Law.

Access is personal to the purchaser and their business. Participants must not share login credentials, distribute Program materials or provide access to unauthorised third parties.

7.3 Community Access and Accountability

The Next 60 includes access to a private accountability community inside Kajabi.

The community provides a place for participants to:

Post evidence of completed checklist actions.
Share progress, milestones and business wins.
Complete weekly accountability check-ins.
Document their implementation and maintain accountability.
Connect with other participants working towards business milestones.

The community remains available beyond the participant's initial 60-day challenge, subject to the Program's ongoing availability.

The community is an accountability space, not a coaching or business feedback service.

Posting completed actions, business materials, screenshots or other evidence does not mean those materials have been reviewed, assessed, approved, verified or endorsed by Jessica Marie Holdings Pty Ltd, Jess Pinili or any member of the team.

The absence of feedback or corrections must not be interpreted as approval of a participant's work or business decisions.

Any review of evidence for a refund guarantee is solely to determine whether the guarantee conditions have been met, not to provide business feedback or strategic advice.

Participants remain responsible for their business decisions and implementation.

7.4 Coaching, Audits and Business Feedback

The standalone Next 60 Program is self-guided and does not include personalised business coaching, strategic advice, audits or feedback.

This includes, but is not limited to:

Individual business strategy advice.
Content, messaging or social media audits.
Reviews of offers, pricing, sales pages or funnels.
Marketing or sales strategy feedback.
Personalised recommendations on business decisions.
One-on-one coaching calls or private consultations.
Individual reviews or corrections of completed checklist actions.

Participants are responsible for completing and implementing the actions independently.

Personalised coaching, strategic feedback, business audits and implementation support are available separately through Woman Mastery HQ membership, subject to its inclusions and Terms & Conditions.

Purchasing The Next 60 does not automatically provide access to WMHQ coaching, audits, workshops or membership resources.

7.5 Technical Support

Technical assistance is available for issues relating to accessing or using the Program's digital resources.

This includes:

Login and account access difficulties.
Dashboard loading errors or technical faults.
Problems accessing purchased resources.
Technical issues with the Program platform.

Technical support does not include personalised assistance with business strategy, completing checklist actions, reviewing participant work or making business decisions.

Technical enquiries may be directed to admin@womanmasteryhq.com.

7.6 Milestones and Completion Requirements

Participants choose one of three revenue milestones:

Tier 01 — First Sale: Make one new paid sale to a brand-new buyer during the 60-day challenge.
Tier 02 — Repeat Sales: Make three paid sales of the same offer during the 60-day challenge.
Tier 03 — +$10K: Collect at least $10,000 more cash during your 60-day challenge than you collected in the 30 days immediately before your challenge start date.

Cash collected means money actually received in your account during the relevant period, less refunds. Unpaid invoices, pending payments, pledges and future payment plan instalments do not count.

Participants can change tiers through their dashboard settings without losing checklist progress. The tier used to assess eligibility for a refund guarantee is determined by the applicable offer terms.

All participants follow the same 16 actions across four phases: Plan, Execute, Sell and Optimise. Each tier has its own milestone and specific action requirements.

Each action identifies the evidence participants should post in the community.

Participants are responsible for:

Posting evidence of each completed action in the community.
Recording the community post link in their dashboard.
Adding a short written note where required.
Marking the action as "Proof posted".
Recording the completion date.

Where required under an applicable guarantee, milestone evidence must be submitted by email to admin@womanmasteryhq.com within seven days of the participant’s challenge end date.

Posting evidence in the community is for accountability purposes only. It does not mean the participant's work has been reviewed, verified, approved or endorsed by Jessica Marie Holdings Pty Ltd or its representatives.

Any review of submitted evidence for a refund guarantee is solely to determine whether the guarantee conditions have been met and does not constitute personalised business advice, coaching or strategic feedback.

7.7 Pricing and Payment Obligations

The Next 60 may be offered as a standalone purchase, through an instalment plan or as part of a WMHQ membership promotion.

The applicable price, currency, payment schedule and inclusions are displayed at checkout.

Where an instalment plan is selected, participants agree to complete all scheduled payments, regardless of whether they access the Program, complete the checklist or achieve their desired results, subject to applicable law.

Failed payments may result in temporary suspension of access until outstanding amounts are resolved.

The general payment, overdue account and debt recovery provisions contained in these Terms & Conditions also apply.

7.8 Conditional Refund Guarantees

Selected Next 60 purchases may include a conditional refund guarantee.

The availability, conditions, eligibility requirements, refund amounts and claim deadlines depend on the specific offer purchased and are not automatically available to every participant.

A. Standalone Program Guarantee

Where expressly included in the applicable standalone offer, participants may be eligible for a refund of the amount paid for The Next 60 if they complete the required actions and participation conditions but do not achieve their qualifying revenue milestone.

Eligibility may require completion of all 16 actions, weekly accountability check-ins, evidence of implementation and submission of a claim within the specified timeframe.

The full conditions are contained in the applicable standalone offer terms.

B. Woman Mastery HQ Promotional Guarantee

Where expressly included in a WMHQ promotional offer, eligible new members may qualify for a refund of their first month's membership payment if they complete the required actions and meet all applicable guarantee conditions without achieving their chosen qualifying revenue milestone.

The refund applies only to the amount expressly identified in the promotional offer terms.

Unless otherwise required by law, receiving a refund under this voluntary promotional guarantee does not cancel, shorten or reduce the remaining minimum WMHQ membership commitment or payment obligations.

C. General Guarantee Conditions

Any conditional guarantee applies only where it was expressly included in the offer accepted at checkout.

Completing the Program alone does not automatically qualify a participant for a refund.

Participants must satisfy the eligibility, completion, evidence and claim requirements detailed in their applicable offer terms.

Jessica Marie Holdings Pty Ltd may review submitted evidence to assess eligibility for a voluntary refund guarantee.

Such a review is conducted solely to assess whether the guarantee conditions have been met. It does not constitute a business audit, strategic assessment, approval or endorsement of a participant's work.

Guarantees offered with different products or promotions cannot be combined unless expressly stated.

These voluntary guarantees are additional to, and do not replace, restrict or exclude, any rights or remedies available under Australian Consumer Law.

7.9 Refunds and Cancellations

Except where a specific promotional guarantee applies or where required by law, The Next 60 does not offer change-of-mind refunds, credits or cancellations.

Non-participation, failure to complete actions, falling behind, changes in personal circumstances or dissatisfaction with business results do not automatically entitle a participant to a refund.

Participants retain all rights and remedies available under Australian Consumer Law.

Where The Next 60 is included with a WMHQ membership, the membership's minimum commitment, ongoing billing and cancellation requirements continue to apply in accordance with the membership agreement and applicable law.

7.10 Community Conduct and Intellectual Property

Participants must engage respectfully with other community members and protect the confidentiality of information shared within the community.

Participants must not:

Share another participant's private information or business materials without permission.
Copy, redistribute, resell or commercially reproduce Program materials.
Share account access with unauthorised parties.
Use the community for unsolicited advertising or promotion.
Submit deliberately false or misleading evidence of completed actions or revenue.

All Program materials, including the dashboard, checklists, tools, workspaces, frameworks, templates, audio resources and downloadable materials, remain the intellectual property of Jessica Marie Holdings Pty Ltd.

Serious or repeated breaches may result in suspension or termination of access, subject to applicable law and consumer rights.

7.11 Results and Responsibility

The Next 60 provides a structured framework for business planning, implementation and progress tracking.

Jessica Marie Holdings Pty Ltd does not guarantee that participation will produce any particular revenue, profit, sales, business growth or other result.

Results depend on factors including the participant's business model, offer, market, decisions, circumstances and implementation.

Participants remain solely responsible for their business decisions and the accuracy of the information they submit.

Program materials are provided for educational purposes and do not constitute personalised financial, accounting, tax or legal advice.

7.12 Applicable Offer Terms

The Next 60 may be made available through different promotions, launches, membership inclusions or evergreen purchasing options.

Each purchase is governed by:

These general Terms & Conditions; and
The specific Next 60 offer terms displayed and accepted at checkout.

Where the documents conflict, the offer-specific terms prevail to the extent permitted by law.

Offer-specific conditions, including guarantees, pricing, milestone definitions and access arrangements, are those agreed to at the time of purchase unless subsequently varied by agreement or otherwise lawfully changed.

Nothing in these Terms excludes, restricts or modifies any consumer guarantee, right or remedy that cannot lawfully be excluded under Australian Consumer Law.

8. Disclaimer

All information provided through Jessica Marie Holdings Pty Ltd, including its brands, programs, memberships and services, is for educational and informational purposes only.

Nothing provided constitutes personalised:

financial advice;
legal advice;
accounting or tax advice;
medical advice; or
psychological or mental health treatment.

You remain responsible for your own business, financial and personal decisions and should seek appropriately qualified professional advice where required.

9. Limitation of Liability

To the maximum extent permitted by law, Jessica Marie Holdings Pty Ltd will not be liable for indirect, incidental, special or consequential losses arising from participation in or use of its services.

Where liability can lawfully be limited, the liability of Jessica Marie Holdings Pty Ltd will be limited to the extent permitted by applicable law.

Nothing in these Terms excludes, restricts or modifies rights, guarantees or remedies that cannot lawfully be excluded under Australian Consumer Law or other applicable legislation.

10. Privacy & Confidentiality

Personal information collected by Jessica Marie Holdings Pty Ltd will be handled in accordance with its Privacy Policy and applicable privacy laws.

Information shared by clients within coaching sessions, memberships, masterminds and community spaces is confidential.

Members and clients must not disclose, screenshot, record, distribute or publicly share another participant's confidential information without that person's permission.

Where coaching sessions or group calls are recorded for member access, this will be communicated as appropriate.

11. Governing Law

These Terms & Conditions are governed by the laws of Queensland, Australia.

The parties submit to the jurisdiction of the courts of Queensland and any courts competent to hear appeals from those courts.

12. Enforcement & Legal Rights

Jessica Marie Holdings Pty Ltd reserves the right to enforce these Terms & Conditions and exercise any rights available under applicable law.

A breach of these Terms, including failure to make payments that are validly due, may result in:

suspension of access;
recovery proceedings;
referral of outstanding amounts to a third-party debt collection agency;
legal proceedings; and
recovery of reasonable costs where permitted by law.

A delay or failure by Jessica Marie Holdings Pty Ltd to enforce a provision, process a payment, identify an outstanding amount or exercise a contractual right does not automatically constitute a waiver of that right.

Nothing in these Terms limits any rights or remedies that cannot lawfully be excluded.

13. Changes to These Terms

Jessica Marie Holdings Pty Ltd may update these Terms & Conditions from time to time.

The terms applicable to a client's original minimum commitment are those agreed to at the time of purchase, unless changes are subsequently agreed between the parties or may otherwise lawfully apply.

Where changes materially affect an ongoing membership or recurring service, reasonable notice will be provided where required.

ACKNOWLEDGEMENT

By completing your purchase, selecting your payment option and accepting these Terms & Conditions at checkout, you confirm that you:

have read and understood these Terms;
agree to the minimum commitment selected at checkout;
understand your payment obligations;
understand that completing a minimum Woman Mastery HQ term does not automatically cancel the membership;
understand that Woman Mastery HQ continues month-to-month after the minimum term unless valid cancellation notice is provided;
understand the 30-day written cancellation requirement; and
agree to comply with these Terms & Conditions.

CONTACT US

For general enquiries, concerns or complaints: